{"id":227,"date":"2008-04-10T08:17:19","date_gmt":"2008-04-10T08:17:19","guid":{"rendered":"https:\/\/benimyuvam.com.tr\/?p=227"},"modified":"2008-04-10T08:17:19","modified_gmt":"2008-04-10T08:17:19","slug":"harclik-deyip-gecmeyin","status":"publish","type":"post","link":"https:\/\/benimyuvam.com.tr\/?p=227","title":{"rendered":"Har\u00e7l\u0131k Deyip Ge\u00e7meyin…"},"content":{"rendered":"

Çocuklar\u0131m\u0131za verdi\u011fimiz harçl\u0131klar, çikolata, gofret, cips, sak\u0131z, vs. alman\u0131n yan\u0131 s\u0131ra, paray\u0131 kullanmay\u0131 ö\u011frenme, birikim yapma gibi becerileri ö\u011frenmelerine yard\u0131mc\u0131 olabilecek bir araçt\u0131r asl\u0131nda. Bu nedenle, çocuklar\u0131n küçük ya\u015flardan ba\u015flayarak paralar\u0131n\u0131 do\u011fru ve verimli bir \u015fekilde kullanmak konusunda yönlendirilmeleri önemlidir.<\/p>\n

4 ya\u015f\u0131ndan itibaren, cazip \u015fekilli (domuz, köpek vs. gibi), renkli kumbaralar edinerek, çocu\u011funuza para biriktirme al\u0131\u015fkanl\u0131\u011f\u0131 kazand\u0131rmaya ba\u015flayabilirsiniz. 3-4 ayda bir kumbaradakileri hesaba yat\u0131rmak üzere yap\u0131lan banka ziyaretleri ve bu ziyaretler s\u0131ras\u0131nda hesab\u0131ndaki paran\u0131n günden güne artt\u0131\u011f\u0131n\u0131 görmek, çocu\u011funuzu para biriktirmek konusunda heyecanland\u0131racak ve \u015fevklendirecektir. Kumbarada biriken paray\u0131 bankaya yat\u0131rmak yerine, çocu\u011funuzun uzun zamand\u0131r almak istedi\u011fi bir oyunca\u011f\u0131 almak için kullanmas\u0131na da f\u0131rsat tan\u0131yabilirsiniz. Bir hedef belirlemek, davran\u0131\u015f\u0131n ö\u011frenilmesini kolayla\u015ft\u0131racakt\u0131r. Di\u011fer yandan, bu \u015fekilde al\u0131nan oyuncaklar\u0131n çok daha de\u011ferli olduklar\u0131n\u0131 hat\u0131rlatmama gerek yok san\u0131r\u0131m. Çocuk da olsak, yeti\u015fkin de, çaba sarf ederek elde etti\u011fimiz her \u015feyin, k\u0131ymetini daha çok biliyoruz ne de olsa… <\/p>\n

Bununla birlikte, bu para biriktirme deneyimi, her al\u0131\u015fveri\u015fe gitti\u011finizde ho\u015funa giden oyuncak için a\u011flama krizlerine giren çocu\u011funuzu, “Eve gitti\u011fimizde kumbarandaki paralar\u0131 sayal\u0131m, bakal\u0131m bu oyunca\u011f\u0131 almana yetiyor mu ” gibi bir ifadeyle daha kolay rahatlatman\u0131za da yard\u0131mc\u0131 olabilir. <\/p>\n

Zaman zaman, çok istedi\u011fi pahal\u0131 bir oyuncak için para biriktiren çocu\u011funuza memnuniyetinizi göstermek ve onu yüreklendirmek ad\u0131na, kumbaras\u0131ndan ç\u0131kan paralar\u0131n eksik kalan k\u0131sm\u0131n\u0131 tamamlayabilirsiniz. Dilerseniz bu al\u0131\u015fkanl\u0131\u011f\u0131 peki\u015ftirmek için, çocu\u011funuzdan bir istek listesi yapmas\u0131n\u0131 isteyebilir, s\u0131rayla bu listedekileri almak üzere para biriktirmesini önerebilirsiniz. Hatta bununla ilgili bir tablo haz\u0131rlayabilirsiniz. <\/p>\n

Gelelim daha büyük çocuklara… Okullar\u0131n aç\u0131lmas\u0131yla birlikte harçl\u0131klar\u0131n belirlenme dönemi de gelmi\u015f demektir. Çocuklar\u0131n harçl\u0131klar\u0131n\u0131n ya\u015flar\u0131 ve ihtiyaçlar\u0131 do\u011frultusunda belirlenmesi önemlidir. Çocu\u011funuzla konu\u015farak, aile bütçenize uygun ve O’nun ihtiyaçlar\u0131n\u0131 kar\u015f\u0131layabilecek bir harçl\u0131k miktar\u0131n\u0131 birlikte belirleyebilirsiniz. Örne\u011fin, okulunda beslenme ö\u011fünü da\u011f\u0131t\u0131lan, ö\u011fle yeme\u011fini yemekhanede yiyen bir çocukla, bu imkanlara sahip olmayan bir çocu\u011fun harçl\u0131\u011f\u0131n\u0131n ayn\u0131 düzeyde olmamas\u0131 beklenir. Çocu\u011funuz harçl\u0131\u011f\u0131n\u0131n yetmedi\u011finden \u015fikayet etmeye ba\u015flarsa, öncelikle nedenlerini anlamaya çal\u0131\u015f\u0131n. E\u011fer paras\u0131n\u0131 do\u011fru kullanamad\u0131\u011f\u0131n\u0131 dü\u015fünüyorsan\u0131z, bütçe yapmak ve paras\u0131n\u0131 idareli kullanmak konusunda önerilerinizi payla\u015fabilirsiniz. Bunu yaparken ele\u015ftirel bir tarz yerine; “\u0130stersen paran\u0131 daha etkin bir \u015fekilde kullanman konusunda sana dan\u0131\u015fmanl\u0131k yapabilirim. Ne dersin?” gibi bir yakla\u015f\u0131m daha yap\u0131c\u0131 olacakt\u0131r. Ev i\u015flerine yard\u0131mc\u0131 olarak kendisine ek gelir sa\u011flayabilece\u011fini söyleyebilir ve bahçe sulamak, araba y\u0131kamak, gazete almak, çöpü d\u0131\u015far\u0131 ç\u0131karmak vb. gibi küçük sorumluluklar vererek ek gelir elde etmesini sa\u011flayabilirsiniz. Çocu\u011funuz bu sayede para kazanman\u0131n da keyfine varacakt\u0131r.  <\/p>\n

\u0130lkokul 4. s\u0131n\u0131ftan itibaren, çocuklar\u0131n\u0131z\u0131n harçl\u0131klar\u0131n\u0131 haftada bir verilecek \u015fekilde düzenleyebilir, hatta bir bankamatik hesab\u0131na yat\u0131rabilirsiniz. Böylelikle çocu\u011funuz hem bankac\u0131l\u0131k i\u015flemleriyle tan\u0131\u015fm\u0131\u015f olacak, hem de paras\u0131n\u0131n hesab\u0131n\u0131 kolayl\u0131kla takip edebilecektir. Çok özel durumlarda tabii ki haftal\u0131k, harçl\u0131k d\u0131\u015f\u0131nda küçük destekler yapmay\u0131 da ihmal etmeyin.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Çocuklar\u0131m\u0131za verdi\u011fimiz harçl\u0131klar, çikolata, gofret, cips, sak\u0131z, vs. alman\u0131n yan\u0131 s\u0131ra, paray\u0131 kullanmay\u0131 ö\u011frenme, birikim yapma gibi becerileri ö\u011frenmelerine yard\u0131mc\u0131 […]<\/p>\n","protected":false},"author":9,"featured_media":228,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[354,550,361,355,364,553,376,446,453,454,493],"tags":[],"class_list":["post-227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-anne-baba","category-anne-cocuk","category-anne-babalara-oneriler","category-baba-cocuk","category-cocuk-egitimi","category-cocuk-egitimi-cocuk","category-cocuk-gelisimi","category-cocukla-iletisim","category-cocukta-kavramlar-para-esya-vb","category-super-anne","category-super-baba"],"yoast_head":"\r\nHar\u00e7l\u0131k Deyip Ge\u00e7meyin... - 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